Cara is a senior member of the actuarial consulting team and holds roles as Chief Actuary, With-Profits Actuary and Reviewing Actuary. Her main areas of expertise are regulatory reporting and financial modelling, coupled with 20 years' experience of various aspects of with-profits business.

Cara is adept at communicating effectively and to take responsibility for the delivery of high-quality work within agreed timescales. She has much experience of managing and delivering year-end valuations to clients, as well as embedding all aspects of Solvency II.

Cara has spoken at a number of industry events and has a specific interest in the benefits of, and promotion of, smaller mutuals. She's member of the Association of Financial Mutuals' Health and Protection Committee, and previously on the Regulation and Governance Committee.  Cara is also an assistant examiner for the Actuarial Profession and currently volunteers for one of the Profession’s Working Parties.

Prior to joining OAC she worked for Royal London Group where she gained extensive experience at a senior level in the management of with-profits business.

Outside of work, Cara has completed her Leadership Qualification for Girlguiding and volunteers weekly at her local Rainbow unit.  She also enjoys road trips with her young family in their campervan, playing the piano, long walks in the hills and looking after her garden.